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8/21/2011

How to Open a New Bank Account in Bangladesh


There are various kinds of Bank Accounts which people are looking for. These account’s opening go through some procedure. Required information for opening a bank account varies from bank to bank. Following are the most common information required with every bank.

Also find the most popular Banks of Bangladesh with their websites. For Phone Numbers of Bangladeshi Banks Click Here.

Individual and Joint Account (Salary and Current)

Bank’s prescribed Account opening application form (to be signed by the applicant in front of respective bank personnel),
Two Passport Size Photographs of the Account holder(s) attested by the introducer,
Specimen Signature Card (To be signed by the applicant in front of respective bank personnel),
Estimated Transaction Profile, and

Any of the following Identification Documents:
Current valid passport/ Valid driving license/ Voter ID Card/ Armed Forces ID card/ A Bangladeshi employer ID card bearing the photograph and signature of the applicant/ A certificate from any local government organs such as Union Council chairman, ward commissioner etc. (In this case the certifier should attest applicant’s photograph along with signature/ Trade license with photograph can be accepted for individual's identification), i.e. any document showing photograph, signature and address of the customer issued from a dependable authority (Managers and Supervisors have to apply judgment) are acceptable.

All photocopies should be verified with the original and attested by an authorized officer of the Bank.

Sole Proprietorship Account
Bank’s prescribed Account Opening application form.(to be signed by the applicant in front of respective bank personnel),
Two Passport Size Photograph of the Proprietor attested by the introducer,
Specimen Signature Card (To be signed by the applicant in front of respective bank personnel),
Copy of valid Trade License issued by Local Government authority (City Corporation, Pourashava, Union Parishad etc.),
Permission from Bangladesh Bank (For Buying House, Indenting or other specific businesses),
TIN issued by Income Tax Authority, and
The personal identity of the proprietor of the Firm has to be established by any of the documents as mentioned in Individual or Joint Customer category. If the Trade License carries the photo and signature of the Proprietor this is not required.

Limited Company Account
Bank’s prescribed Account Opening application form,
Certified copy of the Memorandum & Articles of Association of the Company,
Certificate of incorporation,
Certificate of commencement of Business (For Public Limited Companies only),
Extract of the Board resolution sanctioning the account opening and signing authority,
List of the Director with address in specified from,
Photograph of the signatories,
Copy of valid Trade License,
Introducer’s signature in the A/C opening form and at the back of the photograph(s) of Account holder(s),
List of names with Appointment letter and Specimen Signature of the Persons authorized to operate the Account, and
The personal identity of all the directors or beneficial owner(s) proprietor of the Firm has to be established by any of the documents as mentioned in Individual or Joint Customer category.

Partnership Firm Account
Bank’s prescribed Account Opening application form signed by the partners in front of respective bank personnel,
Certified copy of Partnership Deed/ Agreement,
List of the Partners with Address,
Extract of resolution of the partners Meeting,
Copy of valid Trade License,
Photograph of the signatories/ Partners,
Specimen signature card (To be signed by the signatories in front of respective bank personnel,
Introducer’s signature in the A/C opening form and at the back of the photograph(s) of Account holder(s),
Identity of all Partners/ Directors must be verified in line with the requirements for personal customers. Where a formal partnership agreement exists, a mandate from the partnership authorizing the opening of an account and conferring authority on those who will operate it should be obtained,
Evidence of the trading address of the business or partnership should be obtained and a copy of the latest report and accounts (audited where applicable), and
An explanation of the nature of the business or partnership should be ascertained (but not necessarily verified from a partnership deed) to ensure that it has a legitimate purpose.

Websites of different banks in Bangladesh below:

AB Bank Limited
http://www.abbank.com.bd

Agrani Bank Limited
http://www.agranibank.org

Al-Arafah Islami Bank Limited
http://www.al-arafahbank.com/

Bangladesh Commerce Bank Limited
http://www.bcbl-bd.com

Bangladesh Krishi Bank
http://www.krishibank.org.bd

Bangladesh Shilpa Bank
http://www.shilpabank.gov.bd

Bangladesh Shilpa Rin Sangstha
http://www.bsrs.org.bd/

Bank Al-Falah Limited
http://www.bankalfalah.com

Bank Asia Limited
http://www.bankasia-bd.com

BASIC Bank Limited
http://www.basicbanklimited.com

BRAC Bank Limited
http://www.bracbank.com

Citibank N.A
http://www.citi.com/domain/index.htm

Commercial Bank of Ceylon Limited
http://www.combankbd.com

Dhaka Bank Limited
http://www.dhakabank.com.bd

Dutch-Bangla Bank Limited
http://www.dutchbanglabank.com

Eastern Bank Limited
http://www.ebl-bd.com

EXIM Bank Limited
http://www.eximbankbd.com

First Security Islami Bank Limited
http://www.fsblbd.com

Habib Bank Ltd.
http://www.habibbankltd.com

ICB Islamic Bank Ltd.
http://www.icbislamic-bd.com/

IFIC Bank Limited
http://www.ificbankbd.com

Islami Bank Bangladesh Ltd
http://www.islamibankbd.com

Jamuna Bank Ltd
http://www.jamunabankbd.com

Janata Bank Limited
http://www.janatabank-bd.com

Mercantile Bank Limited
http://www.mblbd.com

Mutual Trust Bank Limited
http://www.mutualtrustbank.com

National Bank Limited
http://www.nblbd.com

National Bank of Pakistan
http://www.nbp.com.pk

National Credit & Commerce Bank Ltd
http://www.nccbank.com.bd

One Bank Limited
http://www.onebankbd.com

Premier Bank Limited
http://www.premierbankltd.com

Prime Bank Ltd
http://www.prime-bank.com

Pubali Bank Limited
http://www.pubalibangla.com

Rajshahi Krishi Unnayan Bank
http://www.rakub.org.bd

Rupali Bank Limited
http://www.rupali-bank.com

Shahjalal Bank Limited
http://www.shahjalalbank.com.bd

Social Islami Bank Ltd.
http://www.siblbd.com

Sonali Bank Limited
http://www.sonalibank.com.bd

Southeast Bank Limited
http://www.sebankbd.com

Standard Bank Limited
http://www.standardbankbd.com

Standard Chartered Bank
http://www.standardchartered.com/bd

State Bank of India
http://www.statebankofindia.com

The City Bank Ltd.
http://www.thecitybank.com

The Hong Kong and Shanghai Banking Corporation. Ltd.
http://www.hsbc.com

Trust Bank Limited
http://www.trustbank.com.bd

United Commercial Bank Limited
http://www.ucbl.com

Uttara Bank Limited
http://www.uttarabank-bd.com

Woori Bank
http://www.wooribank.com

Stock Investor Tips - Stock Business Survival Tips

Would I invest in stocks? Will it be worth investing in stocks? Will I profit from Stock investment? How much my Stocks would cost after a certain period? These are the basic questions every investor wonder to get answers. As a Stock Market Investor, it's important to keep a realistic view of the stock market. Regardless of the real problems, common myths about the stock market often arise. Here we go over these myths in order to bust them.

Investing in stocks is just like gambling:

This reasoning causes many people to shy away from the stock market. To understand why investing in stocks is inherently different from gambling, we need to review what it means to buy stocks. A share of common stock is ownership in a company. It entitles the holder to a claim on assets as well as a fraction of the profits that the company generates.
Too often, investors think of shares as simply a trading vehicle, and they forget that stock represents the ownership of a company.

In the stock market, investors are constantly trying to assess the profit that will be left over for shareholders. This is why stock prices fluctuate. The outlook for business conditions is always changing, and so are the future earnings of a company.

Assessing the value of a company isn't an easy practice. There are so many variables involved that the short-term price movements appear to be random (academics call this the Random Walk Theory); however, over the long term, a company is only worth the present value of the profits it will make. In the short term a company can survive without profits because of the expectations of future earnings, but no company can fool investors forever - eventually a company's stock price can be expected to show the true value of the firm.

Gambling, on the contrary, is a zero-sum game. It merely takes money from a loser and gives it to a winner. No value is ever created. By investing, we increase the overall wealth of an economy. As companies compete, they increase productivity and develop products that can make our lives better. Don't confuse investing and creating wealth with gambling's zero-sum game.

The stock market is an exclusive club in which only brokers and rich people make money:

Many market advisors claim to be able to call the markets' every turn. The fact is that almost every study done on this topic has proven that these claims are false. Most market prognosticators are notoriously inaccurate; furthermore, the advent of the internet has made the market much more open to the public than ever before. All the data and research tools previously available only to brokerages are now there for individuals to use.

Actually, individuals have an advantage over institutional investors because individuals can afford to be long-term oriented. The big money managers are under extreme pressure to get high returns every quarter. Their performance is often so scrutinized that they can't invest in opportunities that take some time to develop. Individuals have the ability to look beyond temporary downturns in favor of a long-term outlook.

Fallen angels will all go back up, eventually:

Whatever the reason for this myth's appeal, nothing is more destructive to amateur investors than thinking that a stock trading near a 52-week low is a good buy. Think of this in terms of the old Wall Street adage, "Those who try to catch a falling knife only get hurt."

Suppose you are looking at two stocks:

XYZ made an all time high last year around $50 but has since fallen to $10 per share.
ABC is a smaller company but has recently gone from $5 to $10 per share.

Which stock would you buy? Believe it or not, all things being equal, a majority of investors choose the stock that has fallen from $50 because they believe that it will eventually make it back up to those levels again. Thinking this way is a cardinal sin in investing! Price is only one part of the investing equation (which is different from trading, which uses technical analysis). The goal is to buy good companies at a reasonable price. Buying companies solely because their market price has fallen will get you nowhere. Make sure you don't confuse this practice with value investing, which is buying high-quality companies that are undervalued by the market.

Below is a chart of Nortel's decline. Imagine how much money you would have lost had you bought Nortel just because it kept on hitting new lows!

Stocks that go up must come down:

The laws of physics do not apply in the stock market. There is no gravitational force that pulls stocks back to even. Over ten years ago, Berkshire Hathaway's stock price went from $6,000 to $10,000 per share in a little more than a year. Had you thought that this stock was going to return to its lower initial position, you would have missed out on the subsequent rise to $70,000 per share over the following six years.

Having just a little knowledge, because it is better than none, is enough to invest in the stock market:

Knowing something is generally better than nothing, but it is crucial in the stock market that individual investors have a clear understanding of what they are doing with their money. It's those investors who really do their homework that succeed.

Don't fret, if you don't have the time to fully understand what to do with your money, then having an advisor is not a bad thing. The cost of investing in something that you do not fully understand far outweighs the cost of using an investment advisor.

Forgive us for ending with more investing clichés, but there is another old adage that is very much worth repeating: "What's obvious is obviously wrong." This means that knowing a little bit will only have you following the crowd like a lemming. Like anything worth anything, successful investing takes hard work and effort. A partially informed investor is about as effective as a partially informed surgeon; he or she will only hurt themselves and those around them.

Which Credit Card Is Best For You

A credit card is a small size usually plastic card issued to users as a method of payments which allows its holder to purchase goods and services and many others tasks related to easy transaction. There are various credit card brands so the brand that offers best credit card rate is one of the most important factors.

To choose the best credit card rates it is necessary to research first, in internet a huge amount of information are present about best credit card rates, comparison between credit card brands & their fees and agreements. By searching internet anyone can get sufficient data that helps to become a best credit card holder. Contacting via email or going to the local bank may be another way.

While applying for a Credit Card, remember that there are several charging rates such as monthly, yearly or only for transactions. Some credit cards charge high rates of 18% or more and some charge less than 10% annually.
The reliable method should be chosen by the credit card holder. To carry a balance from month to month a low rate of interest is very important.

How to choose Best Credit Cards:

Low interest during transferring balance and lower monthly fees.

Low interest in case of high levels of debt.

ATM booth reliability.

Security of money.

Lower transaction time.

Flexible contact support.

No annual credit card fees.

Best Online Earning Options for Beginners

There are several good ways and ideas to make money online including: Google Adsense, affiliates programs, selling products on eBay, paid surveys, mystery shopping etc. These are some of the most popular ways to make money online. Unfortunately, they are not easy for a beginner. Affiltate programs such as Google Adsense requires you to have a website or blog. Since you are a newbie or a beginner, most of you may not be having the knowledge of how to develop a webslie or a blog and make money with it. There are few tools and resources that allows you to create your own free website and blogs, but you still have to learn the basics and this takes time.

For example, you may set up a free blog on blogger.com, but integrating affiliate marketing programs with these blogs is not easy. You will have to learn it - which takes time. You can also earn money by selling products from eBay and Amazon but this too is not easy.You will have to learn how to choose the right product to sell with interesting titles, utilizing drop shippers, and many other tips and tricks. All this takes time to learn. So, are there any easier ways to make money online without having any websites or learning anything first? Well, the answer is yes, there are opportunities to earn money online without any website or blog or without investment.

Below are some ways that will help you earn money without going for all that mentioned above:

1. Posting and Rating Articles: The Easiest Way to Make Money Online is Posting and Rating Articles in Bdtips.com!! (You may Skip it if you're not Bangladeshi) All you have to do is Sign Up (for free), then Sign In to Bdtips.com and then find the button named 'Submit Tips'. Paste your article there. You've completed about 90% of your earning by only doing these few things. Then the last 10% is about rating articles in bdtips.com. You will find many other articles including this one. And on top of each article, there is a simple link 'Rate It' to jump to Ratings. Or you can just scroll down to end of an article to find the stars to Rate. Click on any Star (left most star for 'average' and right most star for 'extraordinary'). You can rate 5 articles everyday and submit at most 2 articles per day. So, in best case, you can earn 2*100*30+5*30 taka montly= 6150 taka. I know it's not a good amount of money - and you may even earn much less than that - but bdtips.com pays money. Even if you earn 500 taka monthly - isn't it worth trying? After all it's a Bangladeshi Online Earning Site and there's no fear of losing the earning!

2. Ghostwriter Jobs: We all know that for any online article "content is king". The rule of thumb for any successful website or blog is its content. Webmasters and bloggers have realized the importance of content of their blogs and websites. Webmaster and bloggers have started hiring ghostwriters (often mispelled as Ghost Writer) to write good quality contents for them. Here you have the opportunity to earn money. As a ghostwriter you may be asked to write good quality content on various topics including - art, music, academic, blog, medical, religious, political, fiction, non-fiction, product reviews etc. How much you can earn as a ghostwriter depends on the length and complexity of the article or writing. Most ghostwriters are paid either per page, with a flat fee, or a percentage of the royalties of the sales, or some combination thereof. You can earn money by writing short articles consisting 250 - 1,000 words or as per the webmaster's requirements. You can earn around $5 - $10 per article depending on the length and complexity of the article.

3. Translator Job: You must have come across sites such as babelfish.com, yahoo.com and translate.google.com That are used to translate a webpage or text into any desired language. There are millions of websites and blogs online and most of these websites provide their contents in just one language. The latest trend on the internet is to provide contents of a website in more than one language. Now many webmasters can do this translator job. Here you have the opportunity to make money. If you are fluent in more than one language you can offer service as a translator. Chinese-English translator is the most in demand now because many webmasters are trying to enter the prosperous Chinese market. The current rate for translator services is $5 - $12 per article depending on the length and complexity of the article. This is comparatively an easier job than ghostwriter because you already have the content. All you have to do is translate the content into another language.


121 Ways to Dramatically Improve Your Life, Be Happier, And More Fulfilled

Do you want to improve your life? Do you want to be more awesome, but just don’t know how to go about peeling off the unnecessary layers?

You’re lucky, because I’ve put together a list of 121 ways you can improve your life.

You don’t have to settle with what you’ve got. Who told you that anyway? How awesome were they?

Most people are afraid. They want to stop you from feeling the pain they feel because they never had the courage to do what they wanted in life.

Follow your heart and do what feels right for you, because that’s living. Everything else is dying.

Life..................................
 1. Care
If you want to be awesome, you have to care. Care about the people around you and even people you’ve never met. This is especially true if you’re blogging or a public figure. Care about your fans and they will care even more about you.

2. Give Value
We all have something to share. Always focus on what you can do for others. What do you love and what are you good at (or want to become good at)?


3. Be honest
Honesty feels good and is the right thing to do. But why do many choose to lie instead? Most often it’s because it makes their life easier, or does it? It usually might seem like it in the short-term, but in the long-term, honesty always wins.

4. Be honorable
Be honorable and respectable. This means doing the right things, keeping promises and in general, being someone who does the right thing. Look at our world leaders today and do the opposite.

5. Integrity
Having integrity for me means being ethical and following a moral code that is both practical and benefits all of humanity. It’s idealistic, but it is certainly worth striving for, isn’t it?

6. Follow your passion
Find your passion and follow it. Never give up. There is always a way to make a living doing what you love. It may not come in the form you think, so be open-minded .

7. Take responsibility
You are responsible for your life. There is no one to blame. If you’re not happy with your life or with your circumstances, you are the only one that can take responsibility and start changing it. What are you waiting for?

8. Be positive
Being just a little bit more positive can mean a lot of things. Reading a good book, checking out positive quotations or even watching a movie that you enjoy. The possibilities are endless. Even though being positive is cliché and kind of irritating, it is still useful.

9. Take action
You can dream and you can wonder, but nothing happens without taking action consistently. You don’t have to be perfect. Learn as much as you need to know the next step and take action!

10. Be radical
Sometimes it’s good to be radical, if it’s you. Radical means different things to different people, so I’ll leave it up to you to interpret it.

11. Focus on your strengths
Stop trying to fix your weaknesses. You can’t be perfect. Focus on your strength and let other people do what you’re bad at.

12. Do less
You can do less and live more. You don’t need more stuff. Release your cravings for materialism. It will lead to less debt, less work and less stress.

13. Be authentic
Whatever you do, be authentic. Be yourself. I’ve always been a bit of an introvert, so this is another one of those points that I’m constantly working on.

14. Enjoy the process
When you’re doing something you love, you will automatically enjoy the process. Goals don’t even matter at this point. Sure, they give you a direction, but you’re loving life and feeling awesome.

15. Be practical
You don’t have to quit your job to do what you love. You can slowly start phasing it out by working on your passion project after you get home from work. Be practical and realistic. Don’t just jump into your passion when you don’t have a plan.

16. Lose arguments
Why do we insist on being right all the time? Try losing arguments. It’s great fun and interrupts patterns in people. Seeing people get confused is a lot of fun.

17. Let someone pass you in line at the supermarket
Everyone’s in a rush to get home, but what if you took a deep breathe and let someone pass you? It’s unexpected and it makes people smile.

18. Quit your job
If you’re ready for it, just quit your job. There’s no need to hang onto something that you don’t need. For the rest of you, stay put.

19. Give away stuff
How much stuff do you have that you haven’t used in the last 12 months? What about giving it all away? I know a lot of people that have their houses full of stuff.

20. Focus
Be aware of where your focus is. Where focus goes, energy flows. If you’re constantly thinking about how you will fail, you will feel bad and maybe even fail. Think about how you will succeed and you might just succeed. If at first you don’t succeed, try again.

21. Tidy up
Keep your apartment or house clean. Not saying that I’m a master of cleanliness or anything, but it sure does feel good to have everything looking good, doesn’t it?

22. Embrace challenges
Most people avoid challenges, or as they like to call them: problems. What would life be without challenges? Incredibly boring. We would never grow – at least not as fast – and everything would be smooth sailing.

23. Live with power
Live with power and certainty. Power goes hand in hand with responsibility. Take action, be confident, be yourself and trust that your intuition will guide you wherever you need to be.

24. Practice courage
We all have our fears. By practicing courage and doing something even though you’re afraid, you grow. New stuff is scary. I know that. You know that. Let’s do it anyway, shall we?

25. Surround yourself with awesome people
The people you choose as friends have a big impact on how you think and act. Do not accept just anyone into your life. Choose your friends wisely.

26. Go with the flow
You know, the universe is constantly giving you hints and trying to pull you in one direction. Are you noticing those hints? From now on, think about the signs you’re getting and follow them.

27. Release expectations
Release all expectations after you’ve set your goal. You never know what the universe might deliver to your doorstep. That’s why you want to have an open-mind, because what if the universe has something better in store for you?

28. Experiment

Dare to experiment. Embrace failure, because that is how you learn and how you grow. Being awesome means looking ridiculous and making tons of mistakes. Why? Because it helps you become better and provide even more value.

29. Live within your means
Do you really need a car? Do you need cable T.V? We can live a lot cheaper when we realize that we do not need a lot of the stuff we think we need. This allows you to work less and have more free time to do what you want.

30. Slow down
Life is busy. Try to be conscious as much as possible. Breathe and slow down. Enjoy the fact that you’re alive. Be grateful for the little things. Be grateful for the big things.

31. Use money as a tool
Money doesn’t have to enslave you. How much money do you really need? How about having enough to do what you want, when you want to do it? Why would anyone need more than that?

32. Dream
Let yourself dream. All my childhood I’ve been told that things can’t be done, but I have come to realize just the opposite, so let yourself dream and ignore the people that don’t know what they’re talking about.

33. Have a kid
I don’t have a kid, yet. But I’ve heard it is a life changing event, especially if you plan it and stay conscious during the whole journey. It will be an interesting experience once I have a kid or ten of my own.

34. Learn a new language
How many times have you heard or even said “I want to learn a new language”? Stop wishing and start doing. Just 10-15 minutes a day will give you results.

35. Be ridiculous
Don’t be afraid of being ridiculous or silly. In other words, just be yourself. We keep hearing that every market is saturated nowadays. Millions of blogs are born all the time. In this day and age you have to stand out. How do you do that? By being ridiculous. By being yourself.

36. Enjoy nature
How long has it been since you took a walk in nature? What about sitting down in the forest and just listening to the wildlife? Be careful if you have bears in your area though, they can easily sneak up on you .

37. Self-discipline
Having and exercising discipline comes in handy more often than you think. We all have weak moments in our lives when we are just about to give up.

38. Plan your day
Before you get out of bed, visualize how your perfect day would look like. How do you want that day to go?

39. Excuses
Have you been putting off doing what you love because you’re afraid? It’s time to throw out all the excuses and just do it. You will see that the fear and excuses fall away once you realize that they really do not hold as much power as you think.

40. Travel
When I finished school at 18, I went to Spain a few months after that. I lived there for almost a year. It enhanced my growth and I learned so much. I enjoy slow traveling, just picking one country, seeing if it’s nice and then staying there.

41. Get a pet
Get a cat, dog, duck, parrot, mouse or even a panda. They’re all awesome. I like animals. Unfortunately, I am allergic to them, but I still find ways to hangout with them without dying. There are a lot of shelter pets that need your help!

42. Clothes
Do you really buy the clothes you want? Or do you buy the clothes you think people like to see? I’m by no means a fashion expert, but I’ve noticed this pattern in myself many times.

43. Backpack
Have you ever traveled with just a backpack? I did this for a month in Thailand. It wasn’t exactly in the form I would have liked, but it was pretty interesting.

44. Couchsurf
Sleep on a couch or share a couch. It’s called couchsurfing. People all around the world are giving strangers a couch to sleep on.

45. Attend a concert
Sure, surround sound sounds awesome, but there’s nothing like attending a concert and hearing music live.

46. Recycle
Everyone is talking about how the earth is dying, but are we actually doing anything about it? Are you recycling and making sure everything ends up in the right place?

47. Re-use
Can you re-use old bottles, bags or anything in your house instead of throwing it out and buying it again?

48. Social media
If you’re not already involved in social media, get involved. Twitter, Facebook, LinkedIn and so on. They are tools to help you connect with the right people. Use them.

49. Blog
Starting a blog doesn’t mean you have to make money. You can start a blog just to have a home on the internet. Share your thoughts and build a community. You might even discover your passion in the process.

50. Talk to a dolphin
I’ve talked to dolphins in my sleep, but never in real life. I just have this feeling. You have to talk to a dolphin at least once in your life. I’m going to do it soon enough, you can quote me on that.

51. Yoda
If yoda you have not seen, then see him you must. I’ve been in love with the whole Star Wars thing ever since I saw the first movie as a child. Granted, I do not dress up as a wookie, but I still enjoy the whole series, because somewhere out there, it actually exists.


Health..............................................

 52. Relax
Stress is killing all of us slowly. Take time out of your day to relax. Meditate, be mindful, walk, hangout with your loved ones or pet. Take a hot bath or a sauna (I love saunas)!

53. Listen to your body
What is your body telling you? Are you working too hard? Not eating enough nutrient-dense foods? By keeping your body happy, you can keep your mind happy, which will allow you to unleash your creativity.

54. Eat fruits
Fruits are easily digested by the human body. They also contain vitamins, minerals, antioxidants, flavonoids and all kinds of nutrients that help keep your body alive. It’s not about surviving, it’s about thriving!

55. Eat vegetables
I don’t like vegetables that much. But I’ve discovered that broccoli soup is quite delicious. I also juice my vegetables with oranges. That way I get my nutrition without it tasting horrible.

56. Drink pure water
The amount of chemicals in our tap water today is frightening. Choose spring water or use a high quality water filtration system to ensure the purest possible drinking water. We are made up out of mostly water, after all.

57. Sleep
Even a little bit of sleep deprivation can alter your mood and cognitive abilities. I know I have to get my 8-9 hours of sleep otherwise I’m not going to feel like myself. I also hear that it promotes healthy skin.

58. Exercise
You and I both know that exercise rocks, it’s just that we tend not to do it that much. When you exercise, your brain releases endorphins, adrenaline, dopamine and serotonin. These are chemicals that work behind the scenes to make you feel good.

59. Build muscle
Gain muscle and start looking better, feeling healthier, and boosting your confidence. Muscle is underrated. There are huge benefits to having more lean muscle mass. The most common myth preventing most people from lifting some weights – or kettlebells – is that they will suddenly become huge. Not true!

60. Eat light meals
Eat meals that satisfy you and nothing more. Eat slowly and listen to your body. I tend to gorge myself, so this is another one I’m integrating into my life. It’s funny because it’s almost as if it is happening naturally.

61. Drink green smoothies
Smoothies are great nutritional bombs that are full of flavor, but green smoothies are even better. You get energy without crashing. You give your body the nutrients it needs without even tasting the vegetables in the smoothie.

62. Stop alcohol
I don’t like alcohol and I don’t enjoy being around people who are drunk. Having a sip of wine or champagne is cool though. Studies show that moderate consumption is O.K and even beneficial.

63. Throw away processed foods
Your body has trouble with processed foods such as sugar, sodas, candy, pasta and practically anything that comes in a box. Eat whole, natural, fresh foods instead and take control of your health.

64. Ride your bike
Do you even have one? I love riding those really old bikes that are made for old people. They are super comfortable and so simple with one gear.

65. Take the stairs

Are you in love with the elevator? Skip it next time and run up the stairs. Why? Because it’s harder and therefore infinitely more awesome.

66. Grow your own food

The ideal choice would be to grow all of your own food, but for most people that just isn’t possible. You can still grow indoors if you want, but that takes resources and space. Growing your own food will give you access to fresh produce that is extremely high in enzymes and nutrients.

67. Eat sprouts
Sprouts are awesome and extremely easy to make. The only thing you need are dry seeds, water and a bag. There are a lot of resources out there that show you how to sprout seeds, so check them out.

68. Try martial arts
Martial arts aren’t for everyone, but if you can find something you like, it can uplift your spirit and give you an outlet for your creativity, while keeping you fit and looking good.

69. Try yoga


Yoga is an ancient practice that connects the mind, body and spirit. It helps with blood pressure, circulation, balance, body awareness, core strength and mood, just to throw a few benefits out there.

70. Lift weights
Many have the notion that if they lift weights, they’ll wake up the next morning looking like Arnold Schwarzenegger. It’s a nice myth. Weight lifting is beneficial, but can become boring if you don’t throw some variation in there.

71. Detoxify
The food we eat, air we breathe and water we drink is filled with pollutants, chemicals and toxins. Cleansing and going through a herbal detoxification regimen can help your body eliminate these toxins and improve your health.

72. Massage
Get a massage and give a massage. Getting a massage will help you release tension, relax and be a little bit more of who you really are. I tried shiatsu a few years ago and it was awesome.

73. Juices
Freshly-squeezed fruit and vegetable juices are nature’s multivitamins. They are digested extremely fast and put minimal strain on your body.

74. Fast
Juice fasting and water fasting have both been proven by people all around the world to improve health and wellbeing. If you’re planning a water fast, you might want to contact someone that knows their stuff, it can get rough.

75. Take an omega-3 supplement
The benefits of fish oil have been proven over and over again. You can eat fatty fish and get your omega-3′s that way, but for those that do not like fish or can’t eat enough, supplementation might be an option.

76. Take a natural multivitamin
The nutrition in our food has been slowly declining over the decades, because of the use of fertilizers, herbicides, pesticides and other chemicals. A natural multivitamin will keep your bases covered.


Spiritual....................

77. Breathe
Remind yourself to breathe deeply through your nose and into your abdomen. Breathe out through your mouth, slowly. This relaxes and releases stress. Focus on your breath and notice your body and mind saying goodbye to tension.

78. Meditate

Taking time off from your busy schedule to meditate. It enhances your brain power, mood and reduces pain sensitivity. Learning how to meditate is easy, so make time for it. No, not someday. Now. Schedule 10 minutes right now and try it.

79. Release the how
We’re always trying to figure out how something is going to happen. Release the how. Our brains aren’t meant to know how things are going to happen. It causes anxiety, worry and other mental problems.

80. Volunteer
Almost every city has somewhere where you can volunteer. Go check it out and try it for one day. You might like it.

81. Be open minded
Don’t judge a book by its cover. Be open to everything, because you never know where it may lead. What if you tried an origami class today where you met someone that will help you 13 years from now? You can never know.

82. Grow
Grow as a human being, a spiritual being and a conscious soul. If you aren’t growing, you’re slowly withering away. There is no middle ground. Always push yourself. Live uncomfortably and evolve.

83. Be grateful
Write down and think about the positive things in your life. Practice gratitude every night before sleep. It may feel weird, but enjoying the little things you are grateful for will have an impact on you.

84. Make connections
One of the most important things in life is making connections. My life has significantly shifted towards making more connections and giving value, from just being someone who does something for money. This has had a huge impact on my life.

85. Accept

Do you constantly want to change they way things are? What if you had done that one thing differently in the past? Stop it. You’re putting yourself in mental hell. Accept what is. Ironically, that is the first step to change.

86. Forgive
Forgive yourself and others. It will take a huge load off your back. You don’t have to hold grudges against anyone. You are only causing anguish to yourself.

87. Patience
Nothing happens fast. I learned this the hard way. In the small amount of behind-the-scenes coaching that I’ve done I keep seeing this over and over again. People want to make it online and they want fast results, but the truth is that you have to work hard for 6-12-24 months before anything happens.

88. Create

We all like to do something. We are made to create. Whether it is writing, painting or singing doesn’t matter. Creating gives birth to serenity. When you’re in the flow of creating in a form you enjoy, you will see what I am talking about. My favorite form is writing at the moment.

89. Say hi
Just saying hi and shooting a smile at people you pass on the street can have a huge impact on their day, and in your own life. Spreading the joy feels good.

90. Hug people
What about taking it to the next level and hugging people on the street? Start your own free hugs campaign. That video is awesome.

91. Be aware of your beliefs
Your beliefs control what you see, what you believe and where you’re heading. If you don’t believe that you’re awesome, then you won’t accomplish awesome things.

92. Thank as many people as you can
Go out of your way to thank as many people as you can. If you have a blog, thank your visitors in any way you can. Give them free stuff. Send them personal e-mails. Help them out.

93. Intuition
Take chances. Don’t be afraid to trust your intuition. For me, intuition is that feeling I get in my heart. I feel drawn to something and it feels good. It’s not correct 100% of the time (because I misinterpret), but it’s fun following it and seeing what happens.

94. Learn to say no
Saying no is liberating and powerful. You do not have to accept every request that your friends or loved ones make. You control your time. If you’re afraid that your friends will un-like you for not doing stuff, then they aren’t really your friends.

95. Release labels
When we look at someone we automatically put a label on them and often we’re wrong. Think about all those times you analyzed someone and thought you were right. When you met them and talked to them you realized how wrong you were.

96. Imagine
Imagine how you would like to be. Confident, charismatic, funny and whatever else you fancy. Now think of how that version of you acts and lives their everyday life. Then imitate them.

97. Be present
There’s no need to dwell on the past or the future. Take your awareness and plant it in the now. Be aware of your body, thoughts and feelings. Just observe them and allow them to be.

98. Embrace Imperfection
We have to be perfect. Never fail. Failure was frowned upon when I was a kid, so I grew up thinking I had to be perfect. Took me a long time to realize that it wasn’t necessarily so. It’s okay to be imperfect. It’s human.

99. Ask for help
Don’t be afraid to ask for help. If you have trouble, reach out to someone and ask for their assistance. We can’t always do things on our own.

100. Respect people
Show people respect. This is a big one. I wasn’t good at showing others respect just a few years ago. I’m learning though and doing my best.

101. Trust
Trust others. There are a lot of good people out there that will help you. I’m not saying you should trust anyone blindly though. But I think you know what I mean.

102. Release negative people
You don’t have to hang around negative people, you know? They are there to teach you that. Let them go and say good bye.

103. Listen to others
Listen to what people have to say. Don’t you feel appreciated when someone has 100% of their attention on you? Do the same.

104. There is no spoon
You create your reality. Realize that you have the power to create what you want. If you don’t agree then you have a few beliefs to let go of.

105. Ego
The ego has its tasks, but it has taken the population of Earth hostage. You can free yourself by breathing and allowing it to be as it is.

106. Release negativity
There are a lot of good tools to release negative emotions, beliefs and thoughts. Two of my favorites are Emotional Freedom Technique and the Sedona Method.

107. Use NLP
Ever heard of Neuro-Linguistic Programming? It’s basically taking control of your brains operating system. It’s another tool that you might find useful.


Clarity..................................

108. Journal
Writing down your thoughts will help you gain clarity. Since I started writing my decision-making has been sharper and more awesome. By journaling you can learn more about yourself and therefore improve your life and at the same time affect those around you in a positive way.

109. Simplify your life
Throw out superfluous goals, things and stuff in general. External purging affects your internal state. Don’t you just feel better when you give or even throw old stuff away? I know I do. You do too, you just can’t admit it, can you?

110. Have goals
Write down your goals. They don’t have to be incredibly meticulous. Just having them in writing gives them more power. You’ve heard the stories, someone writes down a goal and forgets about it, then they find it 10 years later and you know the story .

111. Read
Reading teaches you things. Secret things. Did you know that most people don’t read? That means you’ll know many secrets that they don’t, just by reading books. Two of my favorite books are the Power of Now and Way of the Peaceful Warrior.

112. Throw out your T.V
How much time do you spend watching T.V? I haven’t watched television regularly for a very long time. It frees up amazing amounts of time. If you watch 2 hours a day, that’s 730 hours per year, or 4.34 weeks per year. It’s time to kill your T.V.

113. Stop reading the news
How often have you felt happy after reading the news? It’s filled with propaganda, manipulated stories and bombs. Why read it? It doesn’t do you any good.

114. Don’t multitask
I’m a huge multi-tasker and addicted to it. I don’t really want to change that habit right now, but I have noticed that whenever I focus on one thing, magic happens more often than not.

115. Enjoy music
I tend to only listen to music while I do other things. One day I put on music and sat with my eyes closed. It was as if another world had opened up. Everything seemed different.

116. Turn off your phone
I’ve had my phone turned off a lot. I’ve even stopped answering the phone when it rings. I guess that’s one of the reasons why people don’t call me anymore. But on a more serious note, it’s relaxing .

117. Turn off your IM
Did you think I was going to let you have your Instant Messenger on? Shut it down! In fact, I’m going to shut mine off right now. There, it’s done. Try it.

118. Learn your values
What are your true values in life? Do you value integrity? Honesty? What about love? How about money? Which one is #1?

119. Prioritize
People say they don’t have time, when in reality they’re saying they lack priorities. If you don’t have time to follow your passion, you don’t really care about feeling fulfilled and awesome. Learn how to eliminate and discriminate.

120. Keep it simple
Keep things as simple as necessary, but no simpler.

121. Death
Remind yourself that you are going to die. This will melt away any obstacles that are preventing you from living your life to the fullest. 

Quotes to Change your Concept of Life

Qoutes are just words. But in good quotes words become angel. Let good quotes guide you through your sadness. And I'm sure these quotes will boost your morale. Check them out.

Usually when people are sad, they don’t do anything. They just cry over their condition. But when they get angry, they bring about a change.

Beginnings are scary. Endings are usually sad, but it’s the middle that counts the most.

Dying seems less sad than having lived too little.

However long the night, the dawn will break.

Better by far you should forget and smile than that you should remember and be sad.

They that sow in tears shall reap in joy.

For all sad words of tongue and pen, the saddest are these, It might have been.

Although the world is full of suffering, it is also full of the overcoming of it.

I had rather have a fool make me merry, than experience make me sad.

The tragedy of life is not that it ends so soon, but that we wait so long to begin it.

Nobody really cares if you’re miserable, so you might as well be happy.

We enjoy warmth because we have been cold. We appreciate light because we have been in darkness. By the same token, we can experience joy because we have known sadness.

Sadness flies away on the wings of time.

A sad spectacle. If they be inhabited, what a scope for misery and folly. If they be not inhabited, what a waste of space.

It is sad to grow old but nice to ripen.

The walls we build around us to keep out the sadness also keep out the joy.

We ask God to forgive us for our evil thoughts and evil temper, but rarely, if ever ask Him to forgive us for our sadness.

You can choose to be happy or sad and whichever you choose that is what you get. No one is really responsible to make someone else happy, no matter what most people have been taught and accept as true.

Famous Quotes on Heaven and Hell

Kazi Nazrul Islam wrote in one of his poems, 'Heaven or Hell does not necessarily exist in another life - but in this very life we are living. While Lalon said, "People say that you can have heaven after death... well, who wants to give away readily availables in the hope of something that may or may not exist!" Great people have their distinguished way of thinking which made them great. So, let us read some of the FAMOUS QUOTES ON HEAVEN AND HELL as quoted by many great persons of the world.

1. Go to Heaven for the climate, Hell for the company. - Mark Twain

2. Heaven, n.: A place where the wicked cease from troubling you with talk of their personal affairs, and the good listen with attention while you expound your own. - Ambrose Bierce, The Devil's Dictionary.

 3. Whenever cannibals are on the brink of starvation, Heaven, in its infinite mercy, sends them a nice plump missionary.- Oscar Wilde

4. Heaven... I'm in heaven,
And my heart beats so that I can hardly speak.
And I seem to find the happiness I seek,
When we're out together dancing cheek to cheek. - Irving Berlin

5. Heaven would indeed be heaven if lovers were there permitted as much enjoyment as they had experienced on earth. - Giovanni Boccaccio

6. Would you know my name.
If I saw you in heaven?
Would it be the same
If I saw you in heaven….
Beyond the door
There's peace I'm sure.
And I know there'll be no more... Tears in heaven. - Eric Clapton (Tears in Heaven, song about his young son who died in an accident.)

7. Las Vegas looks the way you'd imagine heaven must look at night. - Chuck Palahniuk

8. O what a heaven is love! O what a hell! - Thomas Dekker

9. In heaven all the interesting people are missing. - Friedrich Nietzsche

10. We are our own devils; we drive ourselves out of our Edens. - Johann Wolfgang von Goethe

11. Democracy is only a dream: it should be put in the same category as Arcadia, Santa Claus, and Heaven. - H. L. Mencken

12. Heaven's ebon vault,
Studded with stars, unutterably bright,
Through which the moon's unclouded grandeur rolls,
Seems like a canopy which love has spread
To curtain her sleeping world. - Percy Bysshe Shelley, Queen Mab.

13. They say there's a heaven for those who will wait.
Some say it's better, but I say it ain't.
I'd rather laugh with the sinners than cry with the saints.
Sinners are much more fun. - Billy Joel

14. To me heaven would be a big bull ring with me holding two barrera seats and a trout stream outside that no one else was allowed to fish in and two lovely houses in the town; one where I would have my wife and children and be monogamous and love them. - Earnest Hemingway

15. Earth's crammed with heaven,
And every common bush afire with God;
And only he who sees takes off his shoes;
The rest sit round it and pluck blackberries. - Elizabeth Barrett Browning

16. Why-do they shut Me out of Heaven?
Did I sing-too loud?
But-I can say a little "Minor"
Timid as a Bird!
Wouldn't the Angels try me-
Just-once-more-
Just-see-if I troubled them-
But don't-shut the door!
Oh, if I-were the Gentleman
In the "White Robe"-
And they-were the little Hand-that knocked-
Could-I-forbid? - Emily Dickinson

17. I don't believe in an afterlife, so I don't have to spend my whole life fearing hell, or fearing heaven even more. For whatever the tortures of hell, I think the boredom of heaven would be even worse. - Isaac Asimov

18. The secret source of humor itself is not joy, but sorrow. There is no humor in heaven. - Mark Twain

19. Let us swear while we may, for in Heaven it will not be allowed. - Mark Twain

20. Travel has no longer any charm for me. I have seen all the foreign countries I want to except heaven and hell and I have only a vague curiosity about one of those. - Mark Twain

21. Ask yourself whether the dream of heaven and greatness should be waiting for us in our graves - or whether it should be ours here and now and on this earth. - Ayn Rand

22. The mind is its own place, and in itself, can make heaven of Hell, and a hell of Heaven. - John Milton

23. To different minds, the same world is a hell, and a heaven. - Ralph Waldo Emerson

24. How you behave toward cats here below determines your status in Heaven. - Robert A. Heinlein

25. But suppose God is black? What if we go to Heaven and we, all our lives, have treated the Negro as an inferior, and God is there, and we look up and He is not white? What then is our response. - Robert F. Kennedy

26. I am like a falling star who has finally found her place next to another in a lovely constellation, where we will sparkle in the heavens forever. - Amy Tan

27. Earth has no sorrow that Heaven cannot heal. - Thomas Moore

28. I am the Resurrection, and the Life: he that believeth in Me, though he were dead, yet shall he live: And whosoever liveth and believeth in Me shall never die. - Jesus, Bible, John 11. 25-26.

29. Love is the only bow on life's dark cloud. It is the Morning and the Evening Star. It shines upon the cradle of the babe, and sheds its radiance upon the quiet tomb. It is the mother of Art, inspirer of poet, patriot, and philosopher. It is the air and light of every heart, builder of every home, kindler of every fire on every hearth. It was the first to dream of immortality. It fills the world with melody, for Music is the voice of Love. Love is the magician, the enchanter, that changes worthless things to joy, and makes right royal kings and queens of common clay. It is the perfume of the wondrous flower -- the heart and without that sacred passion, that divine swoon, we are less than beasts; but with it, earth is heaven and we are gods. - Robert G. Ingersoll, Orthodoxy.

30. For God so loved the world, that He gave His only begotten Son, that whoever believes in Him should not perish, but have everlasting life. - Jesus, Bible, John 3. 16.

31. We have no evidence whatsoever that the soul perishes with the body. - Mahatma Gandhi

32. Death ... is no more than passing from one room into another. But there's a difference for me, you know. Because in that other room I shall be able to see. - Helen Keller

33. Every exit is an entry somewhere else. - Tom Stoppard

34. Heaven means to be one with God. - Confucius

35. The future is like heaven - everyone exalts it, but no one wants to go there now. - James Arthur Baldwin

36. Heaven liveth at the feet of mothers. - Muhammad

37. I feel within me that future life. I am like a forest that has been razed; the new shoots are stronger and brighter. I shall most certainly rise toward the heavens. … The nearer my approach to the end, the plainer is the sound of immortal symphonies of worlds which invite me. For half a century I have been translating my thoughts into prose and verse: history, philosophy, drama, romance, tradition, satire, ode, and song; all of these I have tried. But I feel I haven't given utterance to the thousandth part of what lies within me. When I go to the grave I can say, as others have said, "My day's work is done." But I cannot say, "My life is done." My work will recommence the next morning. The tomb is not a blind alley; it is a thoroughfare. It closes upon the twilight, but opens upon the dawn. - Victor Hugo

38. In My Father's house are many mansions. - Jesus, Bible, John 14. 2.

39. They shall hunger no more, neither thirst any more; neither shall the sun light on them, nor any heat … and God shall wipe away all tears from their eyes. - Bible, Revelations 7. 16-17.

40. If the Lord should bring a wicked man to heaven, heaven would be hell to him; for he who loves not grace upon earth will never love it in heaven. - Christopher Love

41. The body of Benjamin Franklin, Printer, like the cover of an old book, its contents torn out and stripped of its lettering and gilding, lies here. ... Yet the Work itself shall not be lost; for it will, as he believed, appear once more in a new and more beautiful edition, corrected and amended by the Author. - Epitaph of Benjamin Franklin

42. Heaven wheels above you, displaying to you her eternal glories, and still your eyes are on the ground. - Dante Alighieri

43. Perhaps they are not stars, but rather openings in heaven where the love of our lost ones pours through and shines down upon us to let us know they are happy. - Eskimo proverb

44. To pretend to describe the excellence, the greatness or duration of the happiness of heaven by the most artful composition of words would be but to darken and cloud it; to talk of raptures and ecstasies, joy and singing, is but to set forth very low. - Jonathan Edwards

45. Men and women will retain their sex in heaven. - Pope John Paul II

46. I tell you the truth, anyone who will not receive the kingdom of God like a little child will never enter it. - Jesus, Bible, Mark 10. 15.

47. It is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God. - Jesus, Bible, Matthew 19. 24.

48. He whose head is in heaven need not fear to put his feet into the grave. - Matthew Henry

49. Good news from heaven the angels bring,
Glad tidings to the earth they sing:
To us this day a child is given,
To crown us with the joy of heaven. - Martin Luther

50. An inexhaustible good nature is one of the most precious gifts of heaven, spreading itself like oil over the troubled sea of thought, and keeping the mind smooth and equable in the roughest weather. - Washington Irving

51. There is no Heaven, there is no Hell;
These are the dreams of baby minds;
Tools of the wily Fetisheer,
To fright the fools his cunning blinds. - Sir Richard Burton


52. Heaven-born, the soul a heavenward course must hold; beyond the world she soars; the wise man, I affirm, can find no rest in that which perishes, nor will he lend his heart to ought that doth time depend. - Michelangelo

53. Had I the heavens' embroidered cloths,
Enwrought with golden and silver light,
The blue and the dim and the dark cloths
Of night and light and the half-light,
I would spread the cloths under your feet. - William Butler Yeats

54. To everything there is a season, and a time to every purpose under the heavens. - Bible

55. "On earth there is no heaven, but there are pieces of it." - Jules Renard

56. "Everyone who has ever built anywhere a 'new heaven' first found the power thereto in his own hell." - Friedrich Nietzsche

57. "As memory may be a paradise from which we cannot be driven,
it may also be a hell from which we cannot escape." - John Lancaster Spalding

58. “I should have no use for a paradise in which I should be deprived of the right to prefer hell.” - Jean Rostand

59. "Fanatics have their dreams, wherewith they weave
A paradise for a sect." - John Keats (The Fall of Hyperion)

60. "We must prefer real hell to an imaginary paradise." - Simone Weil

61. "I have read descriptions of Paradise that would make any sensible person stop wanting to go there." - Charles de Secondat

62. "Those who promise us paradise on earth never produced anything but a hell." - Karl Popper

63. "It is a curious thing that every creed promises a paradise
which will be absolutely uninhabitable for anyone of civilized taste." - Evelyn Waugh

64. "It is not good to be alone, even in Paradise." - Yiddish Proverb

65. "There is nothing more miserable in the world than to arrive
in paradise and look like your passport photo." - Erma Bombeck

66. "I have always imagined that Paradise will be a kind of library.” - Jorge Luis Borges

67. "A person who has not completely lost the memory of paradise, even though it is a faint one,
will suffer endlessly. He will feel the call of the essential world, will hear the voice that comes
from so far away that one cannot find out where it comes from, a voice that cannot guide him." - Eugene Ionesco (Present Past/Past Present)

68. "The joys of heaven are for most of us, in our present condition, an acquired taste" - CS Lewis

69. "The key to heaven's gate cannot be duplicated." - Doug Horton

70. "We were created in order to live in Paradise, and Paradise was ordained to serve us.
What was ordained for us has been changed; it is not said
that this has also happened with what was ordained for Paradise." - Franz Kafka

71. “'Where the tree of knowledge stands, there is always paradise': thus speak the oldest and the youngest serpents." - Friedrich Nietzsche

72. "The joys of heaven are for most of us, in our present condition, an acquired taste" - C.S. Lewis

73. "Where choice begins, Paradise ends, innocence ends, for what is
Paradise but the absence of any need to choose this action?" - Arthur Miller

74. "Scientific truth is marvelous, but moral truth is divine and whoever
breathes its air and walks by its light has found the lost paradise." - Horace Mann

75. "The human mind is inspired enough when it comes to inventing horrors;
it is when it tries to invent a Heaven that it shows itself cloddish." - Evelyn Waugh

76. "Thou hast the keys of PARADISE, oh just, subtle, and mighty opium!" - Thomas De Quincey

77. "The academy is not paradise. But learning is a place where paradise can be created." - Bell Hooks

78. "A fool's paradise is a wise man's hell!" - Thomas Fuller

79. “Ah, but a man's reach should exceed his grasp, or what's a heaven for?” - Robert Browning

80. "Only a fool would refuse to enter a fool’s paradise — when
that’s the only paradise he’ll ever have a chance to enter." - Jessamyn West

81. "We are all in the gutter, but some of us are looking at the stars" - Oscar Wilde


Rare Quotes on Love and Romance

Rare Quotes on Love and Romance:

“someone who does not run towards the allure of love walks a road where nothing lives.” ~Quoted by Rumi

“a true love never tires or wanes but is with us always, like our blood, our breath. I shall never weary of that brow, nor those grey, wistful eyes.” ~Quoted by Abelard to Heloise

“what cannot letters inspire? They have souls; they speak, they have in them all that force which expresses the transport of the heart, they have all the fire of our passions.” ~Quoted by Heloise to her lover

"there is no remedy for love but to love more" ~Quoted by Henry David Thoreau

“love looks not with the eyes, but with the mind,
and therefore is winged Cupid painted blind.” ~Quoted by Shakespeare

“to love oneself is the beginning of a lifelong romance.

"but I being poor have only my dreams;
I have spread my dreams under your feet;
Tread softly because you tread on my dreams." ~Quoted by W.B.Yeats

“license my roving hands,
and let them go behind,
before, above, between, below.” ~Quoted by John Donne

"a kiss, when all is said, what is it? a rosy dot placed on the ‘i’ in loving;
‘tis a secret told to the mouth
Instead of to the ear.” ~Quoted by Cyrano De Bergerac

“she walks in beauty, like the night
of cloudless climes and starry skies;
and all that’s best of dark and bright
meet in her aspect and her eyes.” ~Quoted by Lord Bryon

"love is an irresistible desire to be irresistibly desired." ~Quoted by Robert Frost

"never marry but for love, but see that thou lovest what is lovely." ~Quoted by William Penn

"Remember how I told you I would write you a love letter with my pen? It is tonight I tell you how happy beyond words I am to know you and to have this anticipation, to see you and hold you so close to me.”

“I think the most important moments in our lives happen at those times when we truly, completely experience the deepest of emotions.”

“nothing great is ever gained without first having desire.”

“I awoke and felt as though I was being held in the arms of a god.
there was a blanket of serenity covering me,
my eyes closed again,
could this be real….
or the midst of my midnight dream?”

“everywhere around me green
the sky above me blue,
I lay down upon
the soft, soft grass
and look tenderly at you.”

"it is endless fun being alive, isn't it... there are times when life just feels very good."

Five Simple Questions to Check Your IQ

 

Here are 5 TRICKY QUESTIONS, let's see how many you can answer!

A murderer is condemned to death. He has to choose between three rooms. The first is full of raging fires, the second is full of assassins with loaded guns, and the third is full of lions that haven't eaten in 3 years. Which room is safest for him?

A woman shoots her husband. Then she holds him under water for over 5 minutes. Finally, she hangs him. But 5 minutes later they both go out and enjoy a wonderful dinner together. How can this be?
What is black when you buy it, red when you use it, and grey when you throw it away?

Can you name three consecutive days without using the words Wednesday, Friday, or Sunday?
This is an unusual paragraph. I'm curious as to just how quickly you can find out what is so unusual about it. It looks so ordinary and plain that you would think nothing was wrong with it.
In fact, nothing is wrong with it! But it is highly unusual, though. Study it and think about it, but you still may not find anything odd. But if you work at it a bit, you might find out. Try to do so without any coaching!

The answers to all these five riddles (tricky questions) are mentioned below.

Answers
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The third room. Lions that haven't eaten in three years are dead. That one was easy, right?

The woman was a photographer. She shot a picture of her husband, developed it, and hung it up to dry.

Charcoal, as it is used in barbecuing.

Sure you can name three consecutive days: yesterday, today, and tomorrow!

The letter 'e', the most common in the English language, does not appear even once in the paragraph.

How to Improve Memory?

1. If you want to memorize something it should be memorable. Associate whatever it is you need to remember with, whatever you think of instantly. For instance, you meet a person named Jan, you think January. Use that way to remember that person’s name.

2. Take the words/items you need to remember and make them into a story or visualize a picture of it. i.e. if you need to go to the pet store and also need to pick up soft drinks and get a passport photo, you can picture your dog wandering around with a bottle of soft drinks and traveling the world.

3. Human mind can remember about 7 things at a time, so if you are given a string of 12 numbers, you should memorize by the following way:
Example:
198823975015
1988 =(The year when I was born)
239 =23-9 (is my birthday)
750 =(gm. cake have to buy)
15 =(guests will come)


4. Most of what we learn is forgotten within 24 hours.

But if you review it one hour later or, one day later or after a longer period then this is the basis for long term memorizing ability.

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Many ways used by people to perform activities or how to add memory as follows:


Relaxation on a regular basis

One of the most effective way to improve memory is trying to relax muscle tension throughout the body before learning something new. According to experts, muscle relaxation can reduce the anxiety that often one feels when trying to learn something new.


Listen to classical music

According to Drs. Ranscher and Dr Frances. Gordon Show, researchers from the University of California, USA, people who often listen to classical music would have increased the ability of reasoning. According to the author of The Mozart Effect, Don Campbell, listening to classical music will also help memory and learning.

Organizing your mind

Establish the sequence information (classified information) will make things easier to remember. It will also facilitate the brain to recall what they have learned and known.

Keep your health

Certainly, health problems can disrupt memory. A study showed that in a period of 25 years, men with hypertension will lose their cognitive abilities up to twice the normal blood pressure than men. Research also shows that at the age of 70s, the person will not be easy to decreased cognitive abilities if they remain physically active.

Challenge yourself

The brain produces a chemical neurotransmitter that carries messages between cells involved in memory. The availability of this neurotransmitter increases when the brain is often used to solve the challenges that require troubleshooting.

Enough sleepLack of sleep can reduce a person’s ability to remember complex information. Research at the University de Lille, France, indicates that the brain needs sleep to maintain the ability to remember complex information.

Eat in moderation, less fat, drink

Choose foods low in fat and low in calories, and increase drinking water. White water to aid digestion and breathing, increase the bearing capacity of oxygen in the blood, and maintain cell health.

Involve your emotions

Because the increase in the memory of an event closely associated with increased emotion. And the experience of involving the emotions will be easier to remember than ordinary experience.

Develop sensory acuityTry to practice observation skills and learn to pay attention to something by using all our senses. If you want to remember something, stop for a moment, watch and record what we want to see.

Develop a positive mental attitude

Replace any negative mental attitude or self-criticism into a positive attitude, because it will generate the confidence that positive effect on memory.

Regular exercise

In addition to improving physical strength, exercise can also help us to ensure the memory functions of oxygen and blood supply to the brain. Exercise also stimulates endorphins, the neurotransmitter associated with feelings of pleasure, which can increase the fun and becomes the trigger for learning and memory.

Rest enough

No less important is rest enough. So that brain function can be maximized, the brain needs to rest to precipitate and consolidate memories. Rest of the brain required varies, depending on the complexity and newness of information, and experiences of people concerned. A good way is give the brain a rest period of 3 to 10 minutes after brain activity for 10 to 50 minutes.

9 tips to Quit Smoking


**Quitting is different for everyone, so find an approach that will work for you. This may be either the cold turkey approach (stopping suddenly and totally) or a more gradual reduction in the number of cigarettes you smoke each day. Set a date to quit — and stick to it. Make it sooner rather than later. If you are quitting by yourself, it is recommended that you stop smoking completely on your quit date.


**Get as much support as you can from family, friends and work colleagues. Let them know you are planning to quit, and ask smokers not to smoke around you or offer you cigarettes. Quitting with a friend can also be an excellent idea — you can share your feelings and encourage each other.


**Throw out all cigarettes, ashtrays and lighters and anything else that might remind you of smoking. Wash your clothes and clean your car to remove the smell of smoke.


**Nicotine replacement therapy, such as nicotine patches or chewing gum, could be a good idea for those who smoke heavily or who feel they may need the extra help. There are also medicines available on prescription, such as varenicline (brand name Champix) and bupropion (brand name Zyban) that can help you quit by reducing withdrawal symptoms and the urge to smoke. Talk to your doctor about what would be best for you.



**Plan ahead for situations in which you are likely to be tempted to smoke, such as parties, drinking or going out for coffee. Try to avoid these situations in the early stages of your quitting programme, or try sitting in the non-smoking section at restaurants, drinking your coffee standing up or with the other hand, or keeping something in your hand when you\'re talking on the phone.



**Write down all the reasons that made you decide to quit smoking, and carry them with you in case you need reminding!


**Keep the following 4 Ds in mind when you have a craving.

· Delay: remember that the worst cravings last for only a few minutes and will become even less frequent the longer you have quit.
· Deep breathe: this should help you relax and focus your mind on something else.
· Drink water: it is a good idea to drink plenty of fluids to help flush the nicotine and other toxins out of your system.
· Do something else: you could go for a walk, to the movies or visit a supportive friend. Try eating an apple or cleaning your teeth when you would normally have a cigarette. You could hold something else, such as a pen or beads, to replace the need to hold a cigarette, or chew some gum or eat or drink a healthy snack to have something other than a cigarette in your mouth.


Tip 8 If you drink a lot of coffee, you may also want to cut down on your coffee intake as you will retain more caffeine when there is no nicotine in your system. Feeling jittery will not help your plan to quit. It may also be best to avoid alcohol as many people find it hard to resist smoking when they drink.


Tip 9 If you find you are losing motivation to quit, remind yourself of the many medical and financial benefits of quitting! For example, did you know that 12 months after quitting, your risk of heart disease is reduced to nearly half that of a smoker\'s? Remember the results of the myDr smoking cost calculator to help keep you motivated.

How to prevent Hair Fall easily


Hair fall is a common phenomenon in everyone's lives. Though aging is one of the major causes of hair fall - Stress, Medication, Excessive exposure to dirt or chemical, and Hormonal imbalance can also cause loss of hair. Though hair is not one of the most essential parts of our body, yet it serves a cosmetic value. It is certainly an important part of our beauty. Caring for our hair is therefore essential if we wish to look beautiful.

Preventing Hair Loss: You can prevent hair loss by significant amount following a few simple tips.

1. Long hair is more prone to fall. So if you have long hair and are experiencing excessive hair fall then you could consider trimming your hair short. Select a hair cut which suits your face.

 2. Shampoo your hair as often as required to clear the dirt.The grime and dirt may clog your pores stimulating hair fall. Remember to select a shampoo that suits your hair type. Massage your scalp when you shampoo. Use a conditioner after a shampoo to bring back the luster. Hair salons offer a variety of treatments for hair loss. You could consult a dermatologist and opt for a hair treatment. However, there are numerous shampoos with special formulae to care for hair fall which you may prefer.



3. Treat your scalp to an oil massage at least once a week. This will nourish the hair roots and also improve blood circulation. Hair loss may be due to lack of vitamins or due to hormonal imbalance. Therefore, consult a dermatologist immediately if you experience excessive hair fall.

4. Medications to Prevent Hair Fall: Some medicines are available in the market which helps prevent hair loss that may otherwise lead to premature baldness in us. These medicines act by slowing down the process of hair fall. They are: * Minoxidil: This is a non-prescription drug and can be used both by men and women. * Finasteride: This is a prescription drug exclusively for men. It comes in the form of pills.


5. Caution: Do not use any medicine or vitamin without doctor's prescription. Use only the hair care or hair beautifying materials that suit your skin and the weather where you live. For example, if you use hair gel in a very dusty circumstance then surely it will destroy your hair. Keep these things in mind. Treat your hair with good care and look beautiful.


9 steps to be successful in life

1. You have to be hard working.

2. Your target have to unchangeable.


3. You must be self-confident.


4. You
should run through honesty.

5. Try to do best compared to others.


6. Be tactical, diplomatic.


7. Don't ignore little
points.

8. Read about successful human.


9. Always be attentive & attractive.

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