Welcome to my blog about earning and saving more money. Instead of the traditional “About This Blog” story, I figured why not share some of the ways I make some easy extra cash?1) Earn interest on your idle cash.
Open up a high-yield savings account that links up directly with your existing checking account and pumps up that piddly interest rate you’re getting now. At around 2% APY, with every $5,000 in cash you can make around $100 more in interest a year.2) Earn some quick bucks for signing up for accounts.
You can get up to $250 upfront just for signing up and making a purchase with several credit cards. Just put them away afterward or cancel them, there’s no need to pay a penny of interest. I’ve certainly made thousands of dollars this way.3) Get cash back whenever you make a purchase.
If you are responsible with credit cards, you should really use a credit card that gives you cash back or other perks when buying everyday purchases like groceries, gas, and even 5% back at Amazon.com! Here’s a list of my favorite rewards credit cards. You can easily get back $100 a year without changing your current spending patterns.4) Save on monthly expenses
- Haggle your current cable or satellite TV bill down by over $100 a year by simply asking or by using their competitor’s deals. The worst you they can say is no. I just saved over $120 a year with one phone call.
- Save up to 30% off on your cell phone bill with a corporate or student discount without changing plans. Qualify by just using your e-mail address.
5) Save on credit card interest!
If you are carrying balances, check out my list of 0% APR balance transfer offers and chop your interest payments by over $100 a year. This way your payments go towards paying down the actual principal and not the credit card company’s profits.6) Lower your stock trade commissions to Zero
How much do you spend on commissions every year? How about keeping all that to yourself? You can with Zecco.com if you have $25,000 in total stock value (not just cash), and they have $4.50 trades with no minimum balance if you’re not there yet. See here for my Zecco brokerage review, complete with tips on how to optimize your account with them.
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